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LIC Shares Jump 4% on Health Insurance Acquisition Reports

LIC Q4

November 28, 2024

New Delhi, India

LIC Shares

Shares of Life Insurance Corporation of India (LIC) rose 4% on November 28 following reports that the state-owned insurer is exploring an entry into the health insurance sector via acquisition. The stock hit an intraday high of ₹952.5 on the National Stock Exchange (NSE) before settling at ₹937, up 2.3% by midday.

Potential Stake in ManipalCigna

According to media reports, LIC plans to acquire a 50% stake in ManipalCigna Health Insurance, a joint venture between the Manipal Group and Cigna Corporation. The proposed deal values the health insurance company at approximately ₹4,000 crore.

Currently, Manipal Group holds a 51% stake, while Cigna Corporation owns 49%. If the acquisition proceeds, both parties are expected to proportionately reduce their stakes.

Confirmation and Discussions

The report states that a non-disclosure agreement has been signed, and discussions are underway. LIC’s CEO and Managing Director, Siddhartha Mohanty, hinted at this move during the company’s Q2 earnings call on November 8, stating, “Our groundwork is underway, and within this financial year, we expect to acquire a stake in an existing standalone health insurance provider.”

Strategic Opportunity

Analysts see this potential acquisition as a strategic step for LIC to capitalize on the growing demand for health insurance in India. The sector currently accounts for 37% of the ₹3-lakh-crore general insurance industry and is poised for robust growth.

With this move, LIC aims to diversify its portfolio and strengthen its foothold in the booming health insurance market, a shift expected to enhance its long-term profitability and market reach.

LIC Shares were trading at Rs. 937 a piece up 2.35% by 2:38 PM IST

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